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Someone dented my hood - report to insurance?

fbe922010-08-18 01:30:43 +0000 #1
I came back to my car this morning and it looks like someone climbed on my hood and put a dent in it.

The body shop says they bent the support under the hood too, so it's going to be $500-$1000.

My comprehensive has a deductible of only $50, so I'm planning on going through the insurance for this.

Is there any reason to just pay out of pocket? Could this affect my premiums?

I'm in San Francisco, CA btw.

khaye12010-08-18 01:45:09 +0000 #2
it's vandalism so it shouldn't affect your rates



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